


Personal Injury Law Uncovered with Liam Perry
Hosted by Liam Perry, a San Diego personal injury attorney who spent years as an insurance defense litigator before switching sides, this show gives San Diego drivers the insider's view of how California car accident claims actually get valued, fought, and paid. Every episode anchors to California law and San Diego roadways, translates every piece of legal jargon the first time it appears, and leaves the listener more prepared for their claim than they were 50 minutes earlier.

Having the right of way doesn't automatically put a pedestrian in the clear. In California, fault after a car hits a pedestrian turns on negligence, with the driver's conduct and the pedestrian's conduct weighed side by side. Liam Perry, a former insurance-defense litigator and founder of Perry Personal Injury Lawyers in San Diego, tells McCartney how mid-block crossing shifts the duty to yield, how insurers use fault to lower a claim, and how dashcam video changed a case where the police report blamed his client. Key questions answered in this episode: How is fault decided when a driver hits a pedestrian? Is a pedestrian always in the right in a crosswalk? Who has to yield when someone crosses mid-block in California? Is safe mid-block crossing legal in California? Why is a friendly call from an insurance adjuster risky? Can you get medical treatment after a crash without health insurance? What shouldn't you tell police if you were jaywalking? Topics covered: negligence, California Vehicle Code 21950, marked and unmarked crosswalks, pedestrian right of way, mid-block crossing, jaywalking, the duty to yield, the Freedom to Walk Act, recorded statements, insurance adjusters, policy limits, UIM coverage, treatment gaps, Medi-Cal, police reports, dashcam and surveillance video, subpoenas, and focus groups. Notable from the episode: Liam Perry on crosswalk fault: "It's not a pedestrian is always right situation. There's a higher burden for drivers because pedestrians don't have this protection." Liam Perry on mid-block crossing: "If you're crossing mid block where there is no intersection, it actually shifts the duty to yield onto the pedestrian." Liam Perry on insurance adjusters: "Insurance companies, their job is to effectively build the case against you." Liam Perry on getting treated: "Oftentimes fault isn't clear in the early stages after a crash." About the guest: Liam Perry spent years on the insurance-defense side before switching to representing injured people. Free consultation: perrypi.com Phone: (760) 633-2233 Office: 614 Fifth Ave, Suite H1, San Diego, CA 92101 Recorded: September 2026 #PedestrianAccident #SanDiegoPedestrianAccident #CrosswalkLaw #PedestrianRightOfWay #FreedomToWalkAct #Jaywalking Recorded September 2026. This episode is general information, not legal advice. Laws change frequently and vary by state, so the discussion here may no longer be current at the time you view or listen to it and may not apply in your jurisdiction. Viewing or listening does not create an attorney-client relationship. For guidance on your specific situation, consult a licensed attorney in your state. Chapters 00:00:00 Welcome back to Personal Injury Law Uncovered with Liam Perry 00:00:26 How Is Fault Decided When a Driver Hits a Pedestrian? 00:02:29 Who Has to Yield When You Cross Mid-Block in California? 00:03:32 How Do Insurance Companies Use Fault to Lower a Pedestrian's Settlement? 00:05:52 Should You Get Medical Treatment If You Were Partly at Fault? 00:07:36 Can Dashcam Video Clear a Pedestrian Blamed in a Police Report? 00:09:32 What Shouldn't You Say to Police or Insurers If You Were Jaywalking?

Who Is at Fault When a Car Hits a Pedestrian in San Diego, CA?
Episode PageHaving the right of way doesn't automatically put a pedestrian in the clear. In California, fault after a car hits a pedestrian turns on negligence, with the driver's conduct and the pedestrian's conduct weighed side by side. Liam Perry, a former insurance-defense litigator and founder of Perry Personal Injury Lawyers in San Diego, tells McCartney how mid-block crossing shifts the duty to yield, how insurers use fault to lower a claim, and how dashcam video changed a case where the police report blamed his client. Key questions answered in this episode: How is fault decided when a driver hits a pedestrian? Is a pedestrian always in the right in a crosswalk? Who has to yield when someone crosses mid-block in California? Is safe mid-block crossing legal in California? Why is a friendly call from an insurance adjuster risky? Can you get medical treatment after a crash without health insurance? What shouldn't you tell police if you were jaywalking? Topics covered: negligence, California Vehicle Code 21950, marked and unmarked crosswalks, pedestrian right of way, mid-block crossing, jaywalking, the duty to yield, the Freedom to Walk Act, recorded statements, insurance adjusters, policy limits, UIM coverage, treatment gaps, Medi-Cal, police reports, dashcam and surveillance video, subpoenas, and focus groups. Notable from the episode: Liam Perry on crosswalk fault: "It's not a pedestrian is always right situation. There's a higher burden for drivers because pedestrians don't have this protection." Liam Perry on mid-block crossing: "If you're crossing mid block where there is no intersection, it actually shifts the duty to yield onto the pedestrian." Liam Perry on insurance adjusters: "Insurance companies, their job is to effectively build the case against you." Liam Perry on getting treated: "Oftentimes fault isn't clear in the early stages after a crash." About the guest: Liam Perry spent years on the insurance-defense side before switching to representing injured people. Free consultation: perrypi.com Phone: (760) 633-2233 Office: 614 Fifth Ave, Suite H1, San Diego, CA 92101 Recorded: September 2026 #PedestrianAccident #SanDiegoPedestrianAccident #CrosswalkLaw #PedestrianRightOfWay #FreedomToWalkAct #Jaywalking Recorded September 2026. This episode is general information, not legal advice. Laws change frequently and vary by state, so the discussion here may no longer be current at the time you view or listen to it and may not apply in your jurisdiction. Viewing or listening does not create an attorney-client relationship. For guidance on your specific situation, consult a licensed attorney in your state. Chapters 00:00:00 Welcome back to Personal Injury Law Uncovered with Liam Perry 00:00:26 How Is Fault Decided When a Driver Hits a Pedestrian? 00:02:29 Who Has to Yield When You Cross Mid-Block in California? 00:03:32 How Do Insurance Companies Use Fault to Lower a Pedestrian's Settlement? 00:05:52 Should You Get Medical Treatment If You Were Partly at Fault? 00:07:36 Can Dashcam Video Clear a Pedestrian Blamed in a Police Report? 00:09:32 What Shouldn't You Say to Police or Insurers If You Were Jaywalking?
Contingency Fee
Perry Personal Injury Lawyers takes San Diego car accident matters on a 100% contingency basis. No attorney fees unless the firm recovers for the client. Free initial case review and no out-of-pocket cost to start.
$30M+ Recovered
Perry Personal Injury Lawyers has recovered more than $30 million in settlements and verdicts for injured clients across Southern California. Past results do not guarantee a similar outcome in your case.
About Liam Perry and the Personal Injury Law Uncovered Podcast
Liam Perry founded Perry Personal Injury Lawyers after years working as an insurance defense litigator for several of the largest carriers in the country. The firm represents injured Californians from seven offices across Southern California, with headquarters in downtown San Diego. The Personal Injury Law Uncovered podcast extends that work. Every episode walks San Diego drivers through what the adjuster is actually thinking, how demand packages are evaluated, and what California law (SR-1, pure comparative negligence, the two-year statute) means for their claim.
- Hosted by an attorney who worked FOR the insurance companies before switching sides
- Over $30 million recovered for injury clients across Southern California
- Seven offices serving San Diego, Encinitas, Costa Mesa, La Mesa, Oceanside, Victorville, and La Quinta
- Grounded in California law (SR-1, pure comparative negligence, two-year statute, UM/UIM)
- San Diego-anchored: I-5, I-8, the 805, SR-163, SR-15, and every community from Chula Vista to North County
- Free consultation; contingency fee (no recovery, no fee)

Behind the Podcast


Liam Perry
Host & Founding Attorney
Liam Perry is the founding attorney of Perry Personal Injury Lawyers and host of Personal Injury Law Uncovered. Before switching sides, Liam spent years as an insurance defense litigator for several of the largest carriers in the country, and he brings that insider's view to every episode.
Seasons and Episodes of Personal Injury Law Uncovered with Liam Perry
Subscribe to Personal Injury Law Uncovered with Liam Perry to get the insider's view of how California car accident claims actually get valued, fought, and paid. Each episode anchors to California law and San Diego roadways, with plain-language answers from an attorney who worked for the insurance companies before switching sides.

Who Is at Fault When a Car Hits a Pedestrian in San Diego, CA?
Having the right of way doesn't automatically put a pedestrian in the clear. In California, fault after a car hits a pedestrian turns on negligence, with the driver's conduct and the pedestrian's conduct weighed side by side.

Who Is at Fault in a Bicycle Accident in San Diego, CA?
A cyclist in California has the same right to the road as a car, and riding without a helmet or skipping a hand signal usually adds only a small share of fault to the rider. Liam Perry, a former insurance-defense litigator and founder of Perry Personal Injury Lawyers in San Diego, walks McCartney through the bike crashes he sees most, how bike lanes and…

What Is a Car Accident Settlement Worth in San Diego?
There is no average car accident settlement: what a case is worth turns on the injuries, how consistently they are documented, and the at-fault driver's policy limits. Liam Perry, a former insurance-defense litigator and founder of Perry Personal Injury Lawyers in San Diego, walks McCartney through how damages are valued and how a brain injury case is built…
Reviews of Personal Injury Law Uncovered with Liam Perry
Testimonials are populated only from verified third-party review platforms (Google Business Profile, Avvo). Per California Rules of Professional Conduct 7.1, testimonials must reflect actual client experiences and cannot guarantee a similar result in any other case.
I highly recommend Liam Perry to any of my friends and family. I've known Liam professionally and personally. I've seen his work first hand. He is professional, collaborative, and a fierce advocate in getting great value for his clients. He is a great attorney and a wonderful human being. You need both qualities when you're looking for a personal injury attorney, especially during times that you're in pain and building your life back together. You need someone who will listen. Liam is that attorney.
KLKatherine L.
Verified Client
Perry Personal Injury made me over 40k! The knowledge and determination is unmatched by any other legal representation I've ever experienced. At first, I was skeptical about being able to receive financial compensation, as so many odds were stacked against me, but Liam completely crushed it!!! I HIGHLY recommend Liam Perry, he definitely knows how to win, BIG!
SJShana J.
Verified Client
I can't even express how happy I am to have found Liam Perry as my attorney for my accident. I definitely recommend him, I'm glad I am not alone in this because accidents can be super stressful and messy. I was not looking forward to doing this alone but Perry took care of everything from the moment I had my first consult. I can still have my daily life while he helps make sure everything else is being taken care of from my car rental, calling the insurance companies, doctor visits etc. He knows all the right people with the best customer service. If you or someone you know needs an attorney contact Perry Law, he takes very good care of his clients and goes above and beyond.
NCNelly C.
Verified Client
Super Professional and explained everything to me in a way that I could understand.
MGMichael G.
Verified Client
We were referred to Liam Perry from one of his colleagues. Immediately when he took my husbands case we knew he was going to be an amazing attorney. He always responded right away when we had any questions or concerns regarding the case. Definitely went above and beyond for us. Will be referring any friends or family in need of an injury attorney in the future.
ASAnna S.
Verified Client
I had such a positive experience with Liam Perry. He really took the time to walk me through the process, hear my concerns, and most of all advocate for me when it felt like no one else would. The case was long and required a lot of communication but he was there with me every step of the way and I always left our meetings/conversations feeling much more reassured. I would definitely recommend him to anyone that need legal advice, he's a great genuine lawyer which is hard to come by!
NWNicole W.
Verified Client


Never Miss an Episode
Subscribe to Personal Injury Law Uncovered with Liam Perry to get the insider's view of how California car accident claims actually get valued, fought, and paid. Each episode anchors to California law and San Diego roadways, with plain-language answers from an attorney who worked for the insurance companies before switching sides.
- Insider commentary from a former insurance defense litigator
- Every episode anchored to California law (SR-1, pure comparative negligence, UM/UIM, two-year statute)
- San Diego roadway and community hooks (I-5, the 805, I-8, SR-163, Mission Valley, Chula Vista, North County)
- First-72-hour, first-30-day, and pre-litigation decision frameworks for every claim
- Answers to listener questions about real San Diego car accident scenarios
Frequently Asked Questions
Common questions about the podcast, personal injury law, and working with an attorney.
Explore Topics Covered on the Podcast
Browse the San Diego accident topics Liam Perry covers on the show. Each card links to a deeper resource from Perry Personal Injury Lawyers on that situation.
Rear-End Collisions on San Diego Freeways
What a rear-end case on the 805, I-5, or I-8 is actually worth, how California's pure comparative negligence rule applies, and what adjusters look for when they evaluate liability.
Intersection Accidents and Right-of-Way
California right-of-way rules, how fault gets established at busy San Diego intersections, and what evidence carries the most weight with adjusters and juries.
Uninsured Motorist Claims in California
How California UM and UIM coverage actually works, when to file against your own policy, and why this is one of the most misunderstood parts of a California claim.
Late-Onset Neck and Back Injuries
Why soft-tissue pain often does not show up until 48 to 72 hours after the crash, what that means for your claim, and how to document it so the adjuster cannot dismiss it.
San Diego Scooter Accident Lawyer
Learn how San Diego Scooter Accident Lawyer cases are handled at the firm.
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